Annual fee. $95. Rewards rate. 1x-9x. Bonus offer. Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.

Like most store cards, the Target Circle™ Credit Card carries a high interest rate: The ongoing APR is 28.95%, Variable APR. If you carry a balance — even just some of the time — think twice ...