Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be a more affordable option for first-time homebuyers. However, even an FHA loan has fees ...

Commissions do not affect our editors' opinions or evaluations. Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically have ...

Unlike conventional loans, many FHA loans require borrowers to pay mortgage insurance premiums (MIP) for the entire loan term ...

With its lenient down payment and credit score requirements, an FHA loan can be an ideal starter mortgage. But if you’ve improved your credit and built up some equity in your home, you may be ...

Backed by the Federal Housing Administration, FHA loans are popular with many homebuyers, especially first-timers. Since you can get approved with a score of 500 if you put at least 10% down ...

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage ...

You can get a mortgage through a direct or retail mortgage lender, such as a credit union, bank or online lender; through a mortgage broker; or another type of lender. Start shopping for a mortgage by ...

The number of people applying for mortgages decreased after an uptick the week prior, despite mortgage rates slightly dipping ...

The real story on how to improve credit from an on-the-ground loan officer who works with first-time buyers daily.

Our opinions are our own. FHA loans are backed by the government through the Federal Housing Administration, but individual mortgage lenders set their own preapproval requirements. Our list of the ...

If you buy a home but live in the dorms, you could rent out your home for income. FHA loans offer low interest rates and low down payment requirements. You may need a co-signer for the bank to ...

Getting a mortgage with a bad credit history is possible, but you'll likely face higher rates and fewer options. Government-backed mortgages, including FHA, VA and USDA loans, offer flexibility ...