RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Strategizing retirement savings in your 20s can be a daunting task. That is the dilemma of Reddit member in the subreddit ...

A Roth IRA is considered by many financial experts to be the best retirement plan out there. Workers can invest money on an ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401(k) plan. He’s 42 with ...

Bite the tax bullet when your tax liability is likely to be at its lowest. Just don't forget to invest as much of any tax savings as you can when you can.

A Roth IRA conversion is a financial strategy that allows individuals to transfer funds from a traditional IRA or other ...

A retiree’s ability to exert some control over their taxes is increased when their portfolio includes accounts with different tax characteristics.

Answer: Not at all! There is no age limit, so basically anyone can open a Roth IRA as long as they have "earned income." (There are income limits for contributing, but this can be circumvented with ...