Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little ...

Spousal individual retirement accounts allow a working spouse to contribute to a nonworking or low-earning spouse’s retirement savings. They can be set up as a traditional IRA or Roth IRA, which allow ...

To qualify for a spousal IRA, spouses must file taxes jointly as a married couple, and the working spouse must have enough ...

Juliana N., an 18-year-old, newly minted high school graduate from Naples, Florida, began her money management education early in life. She was named the 2025 Charles Schwab Money Matters ...

If you’re moving across the pond, make a plan for your finances, taxes and pensions before you board that flight.

Answer: Not at all! There is no age limit, so basically anyone can open a Roth IRA as long as they have "earned income." ...

Many participants in employer-sponsored retirement plans, when provided the option, question whether they should make ...

What is a taxpayer to do? In a word, diversify. Use a variety of off-the-shelf tax shelters and protect yourself against a ...

The answer isn’t magic—it’s tax optimization. While most people scramble at tax time, rich individuals use year-round ...

You may hope to live to an old age, but a longer life means that you'll have even more years of retirement to fund. You may even run the risk ...

To contribute to a Roth IRA, you generally must have earned income from wages, salaries, commissions or self-employment activities. Investment income, Social Security benefits and pension payments don ...

A retiree’s ability to exert some control over their taxes is increased when their portfolio includes accounts with different tax characteristics.