The cost of owning the typical new home sold in the US remained out of the affordable reach of the median income-earning ...

Thinking about paying off your mortgage early? Learn the pros, cons, and smarter alternatives to help you decide what’s right ...

There's an age-old debate about whether owning or renting a home is cheaper. When you factor in your hierarchy of needs, it ...

It offers a buydown of your mortgage rate: a 2% reduction the first year and a 1% discount the second. Has grants up to $7,500 to apply to borrowers’ down payment or closing costs. Available to ...

A Community Homeownership Incentive Program offers lender credits, low or no down payments, and no mortgage insurance to eligible borrowers in qualifying areas. Mortgages for medical professionals ...

One common type of mortgage is a conventional loan with a 15-year fixed interest rate. With a fixed rate, your rate and monthly payment will stay the same throughout the life of the loan.

CNBC Select has picked the top mortgage lenders with flexible credit requirements based on rates, types of loans offered, down payment and more. (See our methodology for more details.) ...

Even though interest rates are generally lower for shorter terms (like 10 years), you’ll still have higher monthly payments than you would with a 30-year mortgage—or even a 15- or 20-year.

We analyzed dozens of mortgage providers to find the top ones, based on rates, loan types, down payment options and more. (See our methodology for more information on how we made our selections.) ...

While this can lower your mortgage payment, you should only refinance when it makes sense. For example, it might be a good time to refinance if interest rates have dropped or your credit score has ...