Becoming an authorized user has looser age requirements than if your kid opened their own card, since the minimum age to open a credit card as the primary account holder is 18.

Minimum deposit and/or balance. $25 minimum deposit when opening online or over phone. Overdraft fee. $0. Free ATM network. 80,000+ ATMs nationwide. ATM fee reimbursement. Up to $20 per month ...

The minimum age at which you can convert an RRSP to a RRIF varies by province. It’s 50 in some, and 55 in others. But starting the year after conversion, you must begin to take minimum ...