The debentures offer a 7.09% yield-to-call, with interest resetting every five years based on the five-year US Treasury rate plus a 2.986% spread ... closed blocks. In addition, it issues funding ...

Of those teachers who use AI, 13 percent said they used it to grade low-stakes assignments ... But if Roberts gives the paragraph a 2 or 3, she grabs AI’s constructive criticism instead.