If your credit card was used fraudulently, you have the right to file a dispute (called a chargeback) with your credit card issuer. Some consumers, however, take advantage of this safeguard by filing ...

Applying for a credit card can be fairly easy — if you’re prepared to provide some personal information and can meet certain financial requirements. Though the criteria for approval may vary a bit ...

Review your credit reports and make sure they’re as pristine as possible before you shop for a lender, apply for a mortgage, or broach the subject of using a personal loan to help with your down ...

Unexpected financial challenges can strike at any time, leaving individuals searching for fast and flexible solutions. Hardship loans are designed to provide temporary relief during difficult periods ...

Moving to a new state brings plenty of change — and your banking needs are no exception. While some national banks offer easy transitions, others may lack convenient locations or services in your new ...

If you cash a bad check, you first and foremost have to pay the bank back. You also might owe a fee for trying to cash a bad check, known as a returned check fee. Whether you wrote a check recently ...

Getting a personal loan without a Social Security Number (SSN) can be challenging, but it is possible in certain situations. Lenders typically require an SSN to verify credit history and identity, but ...

When you’re looking for personal loans, you may discover that you don’t qualify as an applicant. That might be because your credit score is too low, you don’t make enough money, or you don’t have any ...

If you took out a personal loan last year or you’re thinking about getting one this year, you may wonder how that loan will affect your taxes. For instance, is personal loan interest tax deductible?

If you’re looking at personal loans, mortgages, or car financing, you’ll want to know two key things — the interest rate and how the interest will be calculated. Interest is either simple or compound.

There are two types of interest on a loan: Simple interest and compound interest. Simple interest is calculated only on the principal amount, while compound interest accrues on both the principal and ...

Probably the last thing on most car buyers’ minds when they walk into a dealership is the thought that they might die before they manage to fully pay off their loan. What happens to a car loan when ...