Having your debit card stolen is a scary prospect, but fortunately you may be protected from unauthorized transactions by Regulation E. Regulation E is a federal framework from the Federal Reserve ...

Relationship banking is a financial approach that emphasizes building long-term, personal connections between customers and their financial institutions. Rather than treating each transaction as a one ...

Managing finances on behalf of someone else can be a significant responsibility — especially when it involves government benefits like Social Security or disability payments. A representative payee ...

If you cash a bad check, you first and foremost have to pay the bank back. You also might owe a fee for trying to cash a bad check, known as a returned check fee. Whether you wrote a check recently ...

Moving to a new state brings plenty of change — and your banking needs are no exception. While some national banks offer easy transitions, others may lack convenient locations or services in your new ...

There’s no shortage of ways consumers can make payments, including cash, electronic transfers, credit cards, and cash apps like Venmo. This makes us wonder, do people still use checks? While it may ...

Transaction accounts are the backbone of everyday banking, offering convenient access to your money for spending, bill payments, and deposits. Whether you're managing personal finances or handling ...

A letter of credit is a document that’s used between two businesses. It guarantees that the buyer of a product will deliver payment to the seller in return for goods and services received. Letters of ...

A canceled check is a check that the bank cancels once the money is deducted from the payer’s account — that way, the check can’t be used twice. While canceled checks may seem like a thing of the past ...

Early Warning Services (EWS) is a bank-owned fintech company and consumer reporting agency that collects information on U.S. bank accounts. As a consumer reporting agency, EWS provides financial ...

Automated Clearing House (ACH) and wire transfers are electronic payment services. ACH transactions are made through the ACH Network, while wire transfers are made through a wire service. Both an ACH ...

You can cash in EE or I savings bonds once you have owned them for at least one year. U.S. Savings bonds are a safe place to put money you won’t need for at least a year and potentially earn a higher ...