Review your credit reports and make sure they’re as pristine as possible before you shop for a lender, apply for a mortgage, or broach the subject of using a personal loan to help with your down ...

Unexpected financial challenges can strike at any time, leaving individuals searching for fast and flexible solutions. Hardship loans are designed to provide temporary relief during difficult periods ...

When the borrower of a personal loan dies, the borrower’s estate or a surviving spouse may have to repay the loan, but what happens to personal loans when the lender dies? The borrower will likely ...

Interest rates across savings accounts can vary quite a bit. Lantern by SoFi has helped find some of the top providers and what rates they currently offer. Compare today’s high-yield savings rates ...

The Fair Credit Reporting Act is a federal law that restricts who can access your credit report. It gives you the right to obtain your credit score and credit report. The Fair Credit Reporting Act ...

What Is a Credit Card Processing Fee? There are two components that make up the merchant’s cost of credit card processing. The first is the percentage of the transaction each time a credit card ...

This will NOT affect your credit score.* We keep your data safe and will not share your information without your approval.

When it comes to borrowing money, two of the most common options are personal loans and credit cards. Both offer access to funds that can help cover major expenses, consolidate debt, or manage ...

Deciding whether to cancel unused credit cards or keep them open can impact your credit score and financial flexibility. While closing an idle account might simplify your finances and reduce the risk ...

If you have a personal loan, you may wonder whether you can pay it off early, and if doing so means you will pay less interest. The answer to both of those questions is yes. However, that doesn’t ...