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Firstly, you’ll need to choose the best estate agent. This part of the process typically takes 7-14 days and involves: Once you’ve chosen your estate agent, they’ll need to ensure the property has a ...

Whether you’re a first time buyer or moving home, buying a house usually takes longer than you’d expect. We look at how long each stage takes, what causes delays and how to speed things up. Buying a ...

While interest rates are expected to be held at 4.25% this week, interest rates cuts are still expected in 2025. The Bank of England cut interest rates in May from 4.5% to 4.25%. This followed ...

Storm and wind damage are usually covered by home buildings and contents insurance. So if your home suffers storm and wind damage, your insurer should cover the cost of the repairs and usually provide ...

Once you’ve got a rough idea, it’s important to get a ‘mortgage in principle’ This is an indication that a lender could lend you a specified amount, based on details you’ve provided about your income, ...

Spray foam insulation mortgage problems. Lenders are alert to the issues with spray foam roof insulation. As a result, spray foam roof insulation is one of many factors that can throw up a red flag to ...

What is a restrictive covenant? Restrictive covenants are binding conditions that are written into a property’s deeds or contract by a seller to determine what a homeowner can or cannot do with their ...

Should I convert my garage? Almost half of us use our garage to store junk rather than cars. Research by RAC Home Insurance found that four in 10 of us can’t fit our cars in the garage anymore due to ...

You may feel an indemnity insurance policy is just another thing to pay for in the house buying and selling process.However, if you’re the buyer and you’re paying for it, you may feel it’s worth it ...

Is selling a Help to Buy property more difficult? Selling a Help to Buy property is more complex than a straightforward home sale because you’ll need to pay back the equity loan you borrowed to buy it ...