Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

The good news is you can earn over 4% on many CDs. However, here are three kinds of CDs I wouldn’t recommend currently.

Banks in India saw a record surge in Certificate of Deposit (CD) issuances in March and FY2025, driven by tight liquidity and the need to fund credit growth outpacing deposit growth.

Discover the differences between a share certificate vs. CD and find out why each investment option offers a unique blend of ...

Stay up to date on the latest rates and trends for certificates of deposit (CD). Investopedia is part of the Dotdash Meredith publishing family. By clicking “Accept All Cookies”, you agree to ...

Taylor Tepper covered banking, investing and pretty much everything else in personal finance for more than a decade, with his work appearing in the New York Times, Fortune and MONEY magazine, as ...

Theresa Stevens is a personal finance writer based in Boston, MA. As a former financial advisor, she has first-hand experience helping people solve their money challenges. When she's not writing ...

If you’re like many Americans, you likely sock money away in your savings account. But did you know that the average savings account interest rate is just 0.45%? If you want to save for a future ...

Certificates of deposit are among the smartest ways to prepare for lower interest rates and earn guaranteed yields on your savings. But they come with a catch: You can only deposit money once ...