Franchescoli Andrade's 20-mile journey to get to work without a car takes about 90 minutes each way through Los Angeles.

America's affordability crisis is getting worse. Average Americans are struggling to afford rent, groceries and ...

The Ludwig Institute’s Minimal Quality of Life Index found that, in 2023, only 40% of Americans earned enough money to get by ...

A higher credit score will get you a lower interest rate, and the lower your interest rate, the more you can afford to borrow. Closing costs, which will run you about 2% to 5% of the purchase ...

It's often the tiny, everyday expenses that quietly chip away at your bank account and long-term financial goals.

Don't forget about other costs like property taxes, insurance, home maintenance, and repairs. Figuring out how much house you can afford isn't always as straightforward as it seems. Between ...

Annuities often come with a range of fees, commissions, and hidden charges. It’s wise to consider these costs before engaging in any annuity contract. Two types of costs come with annuities ...

A new local report analyzing Polk, Dallas and Warren counties shows that 36% of 3,000 surveyed residents could not afford to cover a $400 emergency expense without going into debt. Why it matters ...

If you have a fixed-term 30-year mortgage and pay 7% interest, that means you can afford a house that costs $300,000. How do you get approved for a lower mortgage rate? Mortgage rates are based on ...

Many lenders look for a DTI of up to 43%. In fact, for a mortgage to be eligible to be guaranteed by Freddie Mac, Fannie Mae, FHA, the VA, or USDA, borrowers must have a monthly DTI of 43% or less.