随着全球经济数字化的加速，金融行业成为网络攻击的主要目标，面临前所未有的安全挑战。根据中国人民银行2024年的数据，我国个人银行账户拥有率超过95%，而移动支付普及率高达86%，这使得金融机构的网络安全性直接影响全球亿万用户的日常生活。在此背景下，现代金融机构亟需建立高效的安全防护体系。

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