The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.

Tax-deferred investment accounts such as traditional IRAs, 401(k) plans, and 403(b) plans are subject to required minimum ...

Savers with accounts like 401(k)s and I.R.A.s are required to make withdrawals starting at a certain age. Here’s how to ...

RMDs are not required for Roth accounts, including Roth IRAs, Roth 401(k)s, Roth 457(b)s and Roth 403(b)s. This fact makes the Roth approach to retirement investing especially useful.

Generally, starting at age 73, you must take required minimum distributions (RMDs) from your retirement accounts by Dec. 31 of each year. For people born in 1960 or after, you do not have to take ...

Retirement plans like traditional 401(k)s and individual. BLUEPRINT Insurance. ... Before we dive into the RMD table, we need to back up and explain how required minimum distributions work.

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to minimize tax impacts in retirement.

What do you do if you don't need the money from your required minimum distributions just yet? Here are five ideas.

Consider if you want a withdrawal at 59 1/2 or by age 73, when there are mandatory distributions on your 401(k). If you’re younger than 59 1/2, see if you can qualify for an exception.

However, a change to the required minimum distribution rule that goes into effect this year may entice more people to consider a Roth 401(k). Image source: Getty Images. How a Roth 401(k) works ...

“But what about required minimum distributions? Don’t they force my hand with respect to my retirement spending?” That’s the top question I receive when I’m out and about talking about ...