Americans have grown accustomed to financial planning with a fixed date in mind. Whether you're buying a home, saving for college, buying a new vehicle or using target-date funds for long-term ...

Converting a 401(k) into a Roth IRA can be appealing for several reasons. Not only can you make qualified withdrawals from ...

Realty Income Corporation is well-positioned for additional dividend hikes and strong performance. Click to read more on my O ...

For some, it's a choice to stay in a career they love, but for others, the reality is that their savings simply aren't where ...

How some older adults could see federal income tax savings of $480 or more from a new senior "bonus" tax deduction, if it's ...

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

Use this calculator to determine your Required Minimum Distribution (RMD). The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some types of ...

Brett Arends's ROI New rules mean required withdrawals from retirement accounts have become even more complex Multiple changes to a complicated system have inevitably led to more confusion and ...

That's why it imposes required minimum distributions, or RMDs, on retirement accounts. Anyone age 73 and older must withdraw a certain amount from their tax-deferred accounts by the end of each year.

RMDs must be taken annually from IRAs, 401(k)s, 403(b)s and other retirement plans. These withdrawals are considered taxable income and may incur penalties if not taken on time.

“But what about required minimum distributions? Don’t they force my hand with respect to my retirement spending?” That’s the top question I receive when I’m out and about talking about ...

Target date funds with built-in retirement income payment features, as well as required minimum distributions, offer a way for retirees to receive income directly from their 401(k)s, according to ...