If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

Related: Both spouses must consent to 401(k) withdrawals, says new legislation introduced in House, Senate Some changes that AAA recommends for policymakers, as well as plan sponsors, include ...

Key Points. Depending on what one’s Safe Withdrawal Rate (SWR) is, income tax on retirement funds, especially when Required Minimum Distribution (RMD) age is reached, can get onerous.