Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.
We specify if there's other reasons why a particular CD stands out. For example, some CDs have low minimum opening deposits, low early withdrawal penalties, or even both. Our top picks for CDs are ...
And they may even be able to find a rate a bit higher by shopping around for CD accounts online. No-penalty CDs, however, are mostly topping out at around 4.20% for the same term, with many in the ...
Here’s where to find them. Not likely. CD yields topped out early in the year, and fell throughout 2024 when the market expected the Fed to cut rates. Rates are unlikely to go up this year.
If you're also interested in other CD terms, check out our overall best CD rates. The Best 2-Year CDs Calculate Your Estimated 2-Year CD Earnings Compare the Best 2-Year CDs Our top picks for 2 ...
If you bank with an FDIC-insured bank, your CD is insured up to $250,000. Fixed rate CDs also guarantee a specific return on your deposit, so you’ll always come out positive compared to riskier ...