SoFi®’s online Checking and Savings account offers competitive interest rates on both checking and savings, and customers have access to a large, free ATM network. Interest rate: Checking ...

Free checking accounts are those that charge no monthly maintenance fee and have no (or very low) minimum balance or activity requirements—although account holders may still face fees for things ...

The best checking account is the NBKC Bank Everything Account, which earned 5.0 stars thanks to its combination of low fees, convenient customer service features and high interest rates. In our ...

Free Checking Accounts vs. Regular Checking Accounts A free checking account doesn’t charge a monthly maintenance fee, and many don’t have minimum opening amounts or balance requirements.

Checking account features and services. Checking accounts have features that can help you manage daily transactions. Here are ...

New Rewards Checking account holders can cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Use promo code RC500 by July 31.

Some free checking accounts also offer interest, rewards like cash back, free checks, out-of-network ATM fee reimbursements or even a welcome bonus. Most allow mobile check deposit and have ...

3. Rewards Checking Plus via Upgrade. Best for Rewards; Minimum deposit: $0 APY: Up to 4.69% on linked savings account with at least $1,000 monthly direct deposit ATM access: Yes, but doesn’t have a ...

Technically, a high-yield checking account is an account offering a higher-than-average APY—and the national average interest rate for checking accounts sits at a paltry 0.08%.

Discover the best checking accounts for May 2025. Our top picks have minimal fees, useful perks, and strong customer support availability.

See NerdWallet's picks for the best checking accounts of June 2025. These banks have low fees and consumer-friendly features.