If you receive lump sum or extra money, use it to prepay your housing loan, then take the saved EMI and invest it in SIPs, say personal finance experts ...

The choice between prepaying and retaining a home loan also depends on the tax regime one opts for. Under the old tax regime, borrowers can claim deductions on both the principal and interest ...

There are also some serious built-in downsides to prepaying for a funeral. But if you don’t want to leave your loved ones a hefty funeral bill, it's something to consider. What you need to ...