He also promised that while the current debt service ratio (DSR) required by NHT is 33.3 per cent, meaning that the loan ...

Mortgagors‘ refinancing over the next year will continue to see a big jump in their monthly repayments, but the hit is ...

The constant default rate (CDR) is the percentage of mortgages within a pool of loans in which the mortgagors (borrowers) have fallen more than 90 days behind in making payments to their lenders.

Once upon a time, mortgagors nearing the end of their term would open their bank’s renewal letter, see offers based on horrendously high posted rates and obliviously accept them. We apologize, but ...