A Roth IRA is a retirement account funded with after-tax dollars. This means you’ve already paid taxes on the money in the portfolio. As a result, later in life, you can withdraw this money ...

The Good Brigade / Getty Images Anyone can open and fund a traditional IRA, while those who meet income limits can contribute to a Roth IRA ... Diversifying your portfolio by allocating your ...

However, a 401(k) isn't the only retirement account you should embrace. A Roth IRA can be a great complement to a 401(k). Each has its pros and cons, but I must admit that I prefer a Roth IRA over ...

For people who are funding an IRA, one of your first decisions is, “OK, do I do a traditional IRA or do I do a Roth IRA ... If you use our portfolio functionality on Morningstar.com, our ...

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds ... Social Security income to a Roth portfolio because those benefits are ...

If any of the following three situations apply to you, a Roth IRA may be a perfect fit for your portfolio. Why a Roth IRA makes sense: With a pre-tax retirement plan like a traditional IRA or 401 ...

Managing your IRA in ... retirement portfolio. The disadvantage is that you will pay full income taxes on all of the money you roll over in the year you do so. And, while your Roth IRA will ...

Investors choose the assets held within their Roth IRA, which determines returns. A balanced portfolio of 60% stocks and 40% bonds offers higher returns than bond-heavy allocations. The longer the ...

Adding gold to a retirement portfolio increases the potential for long-term capital preservation and growth. Traditional and Roth IRAs offer tax benefits to eligible investors and future retirees ...