Millions of cash poor Americans are turning to high-cost financial products in 2025. Learn how subprime loans and rising fees are hurting.

Here’s how payday loans work, how they impact your credit and alternative options. Once you complete an application, you’ll write a postdated check for the amount you borrow, including fees ...

Spot loans offer quick financial solutions for unexpected expenses, providing a fast approval process and flexible terms.

Borrowers with fair or bad credit may need to turn to no credit check loans. Learn how they work and whether they're right ...

Pawnshop loans can give you quick cash in exchange for your valuables, but the high cost and the risk of losing your ...

Unexpected expenses can strike at any time. A medical bill, urgent car repair, or past-due utility bill can leave you ...

It might be time to go back to a simpler approach, when one set of rules applied to all consumer credit products.

Payday loans, also known as cash advances, are short-term, high-interest loans, which borrowers agree to repay at their next payday, typically by providing a postdated check or bank authorization.

The corporate watchdog has sounded the alarm on payday lenders shirking their legal obligations by shifting vulnerable ...

The payday loan industry has pushed for similar legislation ... because the high cost of the loans stems primarily from fees rather than interest. That could allow misleading marketing schemes ...