A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

The following promotional CD rates stand out based on NerdWallet’s data analysis in late January 2025. Expiration dates for a promo are shown when available. In general, promotional rates tend ...

Do banks or credit unions offer better rates? On average, you can find credit unions with higher certificate or CD rates than traditional banks. However, online banks and online credit unions tend ...

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

She has worked with top finance brands including NerdWallet, MarketWatch and Consumer ... with terms of 10 years or longer, the five-year CD is the most commonly available longer-term certificate.