Retirement typically means shifting your focus from diligently saving your money over the course of years and decades to ...

There are plenty of ways to analyze your retirement strategy. Sometimes, when we have lots of concrete information, we can ...

Qualifying Roth IRA withdrawals in retirement are not taxable ... Say, also, that you make 10% retirement account contributions and your portfolio grows at the mixed-asset average of 8%.

Whether you open an IRA or a Roth IRA, the Internal Revenue ... year in catch-up contributions. Invest Your IRA Contributions Wisely Diversifying your portfolio by allocating your investments ...

Automated investing through Schwab Intelligent Portfolios ® requires ... to have Fidelity pick and manage your investments (the Fidelity Go ® Roth IRA option) or to do it yourself.

If you use our portfolio functionality on ... Should You Convert Your IRA to a Roth From a Traditional? Dziubinski: Then lastly, another perennial question about IRAs is whether you should be ...

If any of the following three situations apply to you, a Roth IRA may be a perfect fit for your portfolio. Why a Roth IRA makes sense: With a pre-tax retirement plan like a traditional IRA or 401 ...

A Roth IRA is a popular choice for individual ... one key factor to ponder is the allocation of your investment portfolio. To maintain diversification and mitigate risk, it's generally advisable ...

In a Roth IRA, you contribute after-tax dollars and then can receive tax-free withdrawals in retirement. The only criteria are that you must be 59 1/2 years old and made your first contribution at ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

You can name your spouse as a beneficiary to inherit your Roth IRA when you die. You can open a spousal IRA in your spouse's name and fund it with your income even if they aren't working.

each based on how you fund or receive your Roth portfolio. This version applies to earnings from contributions, meaning earned income subject to the annual IRA contribution limit. You must wait ...