The 50/30/20 rule is a popular budgeting technique. Use this calculator to figure out how to spend your money.

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

And be sure to check out the template below to help you get started. How to make a budget While a monthly budget can easily be tailored to your financial circumstances, Guina recommends starting ...

The Personal Monthly Budget Template is great for tracking your monthly income and expenses, featuring a variety of income and expense categories and an auto-calculated monthly summary.