Highly compensated employees can face income limits for 401(k)s. Learn when these income limits apply and to whom they apply.

A 401(k) is one of the most common employer-sponsored retirement accounts, but just how much should you be contributing to it ...

Understanding 401k contribution limits is crucial if you’re looking to optimize your retirement strategy. In 2025, these annual caps on how much you can squirrel away are expected to increase ...

Most workers are taking full advantage of the workplace-offered savings option, and are well rewarded for doing so.

More employers offer a Roth 401(k) option, enabling tax-free distributions in retirement. 2025 contribution limits are $23,500, with those 50 and older eligible for higher limits. Employers can ...

Unfortunately, not all employees can take advantage of the maximum 401(k) contribution limits. Individuals considered highly compensated employees, or HCEs, will be limited as to how much they can ...

A Roth 401(k) is a good option for workers who have access to one through their employer and expect to be in a higher tax bracket when they retire. As an added bonus, the contribution limit for ...

You may be able to save more for retirement soon thanks to an increase in the 401(k) contribution limit for 2025. The IRS adjusts contribution limits and other tax provisions for inflation each year.

(k) plans can be a good way to save for retirement, even without an employer match, mainly because they provide tax ...

The current annual individual contribution limit for a 401(k) is $23,000. For these very early career individuals, average and median 401(k) balances are around $11,300. But the more concerning ...

Contribution limits in 2024 and 2025 The 2025 401(k) contribution limit is $23,500 if you're under 50. Those 50 or older can make an additional catch-up contribution of $7,500, bringing the ...