To calculate your debt-to-income ratio, add up your monthly debt obligations and your gross monthly income and then divide ...

Policymakers need to stop pretending that ever-expanding mortgage leverage is the solution.

to find your debt-to-income ratio (DTI). Your maximum allowable DTI depends on the loan program and lender, but generally, the lower your ratio is, the more easily you can qualify for a mortgage.

These can include things like a minimum credit score or a maximum debt-to-income ratio. The exact requirements you'll need to meet vary by loan type, but the first factor a potential lender will ...

Department of Veterans Affairs and U.S. Department of Agriculture’s Rural Housing Services the authority to set their own QM rules. The FHA set its maximum DTI at 57%.