The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.

The level of anxiety about the market declines was such that the federal Liberals made a promise aimed squarely at seniors ...

Tax-deferred investment accounts such as traditional IRAs, 401(k) plans, and 403(b) plans are subject to required minimum ...

Savers with accounts like 401(k)s and I.R.A.s are required to make withdrawals starting at a certain age. Here’s how to ...

Generally, starting at age 73, you must take required minimum distributions (RMDs) from your retirement accounts by Dec. 31 of each year. For people born in 1960 or after, you do not have to take ...

or IRA during retirement? We’ll explain how required minimum distributions (RMDs) work, why the IRS requires them and how to use the RMD table to calculate them. What are required minimum ...

What do you do if you don't need the money from your required minimum distributions just yet? Here are five ideas.

These withdrawals, known as required minimum distributions (RMDs), have important tax implications to consider as you plan your retirement strategy. If you don’t withdraw the required amount on ...

However, a change to the required minimum distribution rule that goes into effect this year may entice more people to consider a Roth 401(k). One drawback to employer-sponsored retirement plans ...

If you plan to hold off on withdrawing from your 401(k) even after you retire, be aware of the required minimum distributions — or RMDs — for a traditional 401(k). RMDs are mandatory ...

In other words, required withdrawal amounts became smaller and ... the years go by and your life expectancy declines. Our recent retirement income research tested a few retirement-spending ...

As a rule, however, 401(k) withdrawals of any kind should be avoided. Designed as long-term investment plans, they’re structured to discourage preretirement deductions. A withdrawal is almost ...