Making a sizable down payment on your vehicle can decrease the amount you need to borrow, your monthly payment and help you ...

Use our auto loan calculator to estimate your monthly car loan payments. Enter a car price and adjust other factors as needed to see how changes affect your estimated payment. Get prequalified.

In this Guide: In This Guide How To Finance a Car: The Basics Applying For a Car Loan: Factors That Affect Auto Loan Rates How To Apply For a Car Loan: Conclusion How To Get a Car Loan ...

Car owners are struggling. In Q1 2025, auto loan delinquencies surged to a record high, signaling widespread affordability ...

Renegotiating your loan terms, refinancing or making extra payments can help lower your car payment. You can also sell your current car and buy one with a more budget-friendly payment but watch ...

Our car loan calculator estimates a monthly car payment and total loan cost based on vehicle price, interest rate and loan length. Try different calculator scenarios to determine the best auto ...

You’ve found the right car; now you need to figure out the right way to pay for it. Historically, most people finance their cars, some lease and a very few pay with cash. Each method has its ...

possibly expensive monthly payments and the risk of damaging your finances. You can also consider car loan alternatives like leasing, using savings, tapping into your 401(k) or taking out a ...

Paying off your car loan early might save you money by reducing the total loan interest you pay. But if you have other higher-interest debt or no emergency savings, the disadvantages of paying off ...

Financing, on the other hand, means taking out a loan to buy the car and making monthly payments until the loan is paid off, at which point you own the vehicle outright. The key difference is how ...

You'll likely have a smaller monthly payment on a used vehicle, but if the interest rates are higher and the loan term is longer, the total cost might not be much lower than financing a new car.