Discover offers 4.00% APY for the same term. If you want to get the best CD rates, expand your search beyond your bank. Check multiple banks and credit unions and compare their CD rates.

It’s a solid choice for anyone seeking competitive rates on long-term IRA CDs. Read our Discover Bank review. Connexus Credit Union offers one of the best 1-year IRA CD rates on its IRA Share ...

Discover® Bank (Member FDIC) has CD rates that are higher than the ones at many brick-and-mortar banks, but you can find higher rates at other online banks. It offers IRA CDs and standard CDs ...

Frequently, a bank's IRA CD rates are the same as a bank's traditional CD rates, but sometimes IRA CDs offer lower rates than comparable regular CDs. Do all banks and credit unions have IRA CDs?

You can earn a better interest rate if you invest the $25,000 in a 12-month CD and either allow it to auto-renew or put it into another CD term at maturity, depending on the APY. Discover Bank’s ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...