NerdWallet's template incorporates the 50/30/20 budget ... you allocate a set amount of money to each item in your budget. You then create envelopes for each category and stuff the set amount ...

Creating a budget might seem overwhelming at first, but once you learn how to do it and what common mistakes to avoid, it's very simple. Check out the template below to get you started on your ...

then select Create. Excel opens the template in the spreadsheet. You can now start editing it. Personal monthly budget ...