IRA conversion: traditional accounts to Roth . If you have a traditional IRA, converting it could be a simple matter of ...

“I have $3 million saved for retirement — and I’m going to convert it all to a Roth.” That was the statement someone made when they called to inquire about working with our team. The guy ...

You may be able to convert your traditional 401(k) into a Roth 401(k) if your employer offers both types of plans. It boils down to when you want to pay taxes on your retirement savings ...

Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.

Would it be wise for them to convert their 401(k) into a Roth IRA 20% at a time in order to avoid taxes and RMDs? Technically, this is certainly allowed. You can do this. Whether this is wise ...

A Roth conversion allows you to convert a pre-tax account like a 401(k) or traditional IRA into a Roth account. How you carry out your Roth conversion can impact the taxes you’ll pay on it.

When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.

A Roth conversion involves moving funds that are held in either a traditional IRA or a standard 401(k) into a Roth IRA. The benefit of doing a Roth conversion is twofold: a lower tax burden in ...

A good time to perform a Roth conversion is after retirement but before you're required to take required minimum distributions from a traditional IRA in your early 70s, said Garcia Cisneros.

Backdoor Roth IRAs are really just a conversion, not a special type of retirement account. Opening a backdoor Roth IRA comes with important tax implications to consider. Roth IRA accounts offer ...

Some people convert traditional IRAs to Roth accounts to shield their future returns from taxation in retirement and to avoid required minimum distributions (RMDs). Here’s how they do it — and ...

If you’re unable to contribute to a Roth account directly, there’s good news — you can convert a traditional retirement plan ...