Why do credit cards have such high rates? The New York Federal Reserve looked into the matter and came up with two chief ...

The average APR for all credit card accounts is 15.13%, and rises to 16.65% for accounts assessed interest, according to the latest data from the Fed. Maybe those rates seem manageable but ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

so you might find our credit card company reviews handy in your research. With a low-interest card, you get a low rate for as long as you have the card. This means you get a consistently cheap deal ...

Read Less Do you tend to carry a small balance on a credit card? Looking for a long-term low rate could be better be a better option than a 0% introductory offer which expires after several months ...

Fortunately, credit card companies typically offer a suite of cards tailored to interest-conscious consumers, with some charging only single-digit interest rates on purchases.Also, despite their ...