Cash value life insurance is permanent life insurance with an investment option. Cash value is that part of your policy that earns interest, like a savings account. Policyholders may be able to ...

Shelby Fishman is an assistant editor for MarketWatch Picks. Previously, she served as an assistant editor for custom content at Barron’s Group. Shelby studied broadcast journalism at Southern ...

However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. Cash value is money that accumulates on a permanent life insurance policy, which can ...

Growing cash inside your life insurance policy sounds great, but what about taxes? While cash value typically grows tax-deferred, withdrawals, loans and payouts can trigger IRS rules you need to ...

When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. A benefit to whole and universal life insurance policies is that you can ...

However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. Cash surrender value is the funds you receive by canceling a life insurance policy.

Some permanent life insurance policies have a cash value that accumulates over time. This cash value can provide a financial cushion for your family to pay for emergencies or planned expenses like ...

Children’s life insurance, typically offered as whole life coverage or as an adult policy rider, may or may not be a good ...

This is essentially a fee thrown in to assure the insurance company a profit, even if all those other fees somehow don't. The heavy fees involved with cash-value life insurance can really drag ...

Picking the right life insurance can feel like a puzzle for a lot of folks. Term life insurance and whole life insurance each ...

Employer-sponsored life insurance over $50K is taxed. The IRS considers excess coverage as imputed income. Imputed income ...

Whole life insurance is more expensive than term life, but it builds cash value and provides lifelong coverage with fixed premiums for the life of the policy. AAA has two whole life insurance ...