There are quite a few rules to keep in mind when doing a 401(k) to Roth IRA conversion. However, as long as you check your plan's restrictions and prepare yourself for the accompanying tax bill ...

retirement account conversions have complicated tax rules, and the timing can be tricky. The ideal candidate for rolling an employer-sponsored retirement fund into a Roth IRA is someone who does ...

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into Roth 401(k)s and Roth IRAs grow tax free and ...

Wondering how to move funds from another retirement account into a Roth IRA? Here’s what you need to know. Many, or all, of the products featured on this page are from our advertising partners ...

“I have $3 million saved for retirement — and I’m going to convert it all to a Roth.” That was the statement someone made when they called to inquire about working with our team. The guy ...

A Roth conversion allows you to convert a pre-tax account like a 401(k) or traditional IRA into a Roth account. How you carry out your Roth conversion can impact the taxes you’ll pay on it.

All investors should be aware of these three five-year rules. You may need ... The simplest way to do a Roth IRA conversion is to request your tax-deferred retirement account provider roll over ...

Good Time for a Roth IRA Conversion JGI / Jamie Grill / Getty Images Most of the benefits associated with Roth individual retirement accounts (Roth IRAs) relate to withdrawals. While contributions ...

SIMPLE IRA or defined contribution plan, such as a 401(k), you can convert it to a Roth IRA through this process. You will need to pay taxes on the money you convert and the rules are somewhat ...

as they approach retirement, when they don’t have as many years to accrue interest to offset the taxes they’ll be paying now to convert to a Roth IRA. Additionally, if there is a gap in your ...