Fact checked by Suzanne Kvilhaug You've started a new job and your company offers a 401(k) plan, an employer-sponsored ...

The average rate of return on 401(k) plans is typically 5-8% per year. Learn what impacts returns and how to grow your ...

Given the plans' valuable tax breaks, it makes sense to invest the maximum if you can. There are annual limits. In 2016, if you are under 50 years old, you can contribute a maximum of $18,000.

401(k)s and similar plans - 403(b)s, 457s and Thrift Savings Plans - are ways to save for your retirement that your employer provides, or "sponsors." You may hear people describe them as "defined ...

Retirement planning is one of the most critical aspects of financial health, yet it’s often wrapped in complexity, especially when it comes to taxes. For high-net-worth individuals, minimizing ...

Michael Bromberg is a finance editor with a decade of experience. He is an expert at elucidating complex financial topics in clear, concise language. Michael received a Bachelor of Arts in ...

Cash balance plans have exploded in popularity and now hold more than $1 trillion of wealth. The plans are complicated. They have some features in common with 401(k)s, even though they are ...